Lunchroom Fringe Benefits and also Your Workforce
http://garretttgwm577.angelfire.com/index.blog/1628588/payroll-specialists-offering-your-business-the-side/
Workers spend for non-reimbursed costs from these accounts. Sadly, flexible-spending accounts are "use-it-or-lose-it" accounts; implying that any funds remaining at the end of the year can not be " surrendered,"